Planning 6 day trip to leh Ladakh india in June 2026

Tentative plan i made after reading few threads here and some blogs:

Day 1 – arrive leh rest for acclimatization Day 2 – leh local + sham valley Day 3 – nubra valley via khardung la Day 4 – pangong lake Day 5 – back to leh Day 6 – fly out

budget im estimating around 35-40k per person if we plan ourselves (4 people)

main doubts:

taxi union rules look strict. seems like outside vehicles not allowed for nubra/pangong?

is it easy to get inner line permits on our own now?

does group tour actually reduce stress or just add fixed schedule pressure?

not looking for luxury, just smooth logistics and decent stays. We are all first timers to high altitude region.

if anyone has done similar itinerary recently would appreciate real experience.